Last Updated: 19 December 2024
Welcome to Levite Microfinance Bank (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our banking mobile applications (“Apps”), website, and any related services provided by Levite Microfinance Bank. By accessing or using our services, you agree to these Terms. If you do not agree, you must stop using our services immediately.
1. Definitions
1.1 Services: Refers to the banking and financial services provided through our Apps or website.
1.2 User: Refers to any individual who downloads, installs, or uses our Apps or website.
1.3 Account: Refers to the personal or business account registered with Levite Microfinance Bank.
2. Eligibility
2.1 You must be at least 18 years old or the age of majority in your jurisdiction to use our Services.
2.2 By using our Apps or website, you confirm that the information you provide is accurate, truthful, and up-to-date.
3. Account Registration and Security
3.1 To access certain features of our Services, you may need to register for an account.
3.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.3 Notify us immediately of any unauthorized use of your account.
4. Use of Services
4.1 You agree to use our Apps and Services only for lawful purposes and in compliance with applicable laws and regulations.
4.2 You may not:
- Use the Apps for fraudulent purposes.
- Introduce malicious software or technology into our system.
- Reverse-engineer or attempt to extract source code from the Apps.
5. Fees and Transactions
5.1 Fees for certain services may apply. These fees will be disclosed to you before the transaction is completed.
5.2 Transactions conducted through our Services are subject to your account’s terms and conditions.
5.3 We are not liable for errors caused by incorrect transaction details provided by the User.
6. Privacy Policy
6.1 Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
6.2 By using our Apps, you consent to the collection and use of your data as described in our Privacy Policy.
7. Intellectual Property
7.1 All intellectual property rights in our Apps, website, and Services, including but not limited to software, content, and trademarks, are owned by Levite Microfinance Bank or its licensors.
7.2 You may not use our intellectual property without prior written consent.
8. Limitation of Liability
8.1 To the extent permitted by law, Levite Microfinance Bank is not liable for:
- Any indirect, incidental, or consequential damages.
- Loss of data, revenue, or profits resulting from your use of the Apps or Services.
8.2 Our total liability to you for all claims arising from the use of our Services shall not exceed the amount paid by you for the Services in the three months preceding the event that gave rise to the claim.
9. Termination
9.1 We may terminate or suspend your access to our Services without prior notice if you violate these Terms.
9.2 Upon termination, your right to use the Apps or Services will immediately cease.
10. Amendments
10.1 We reserve the right to update these Terms at any time. Changes will be effective upon posting to our website or Apps.
10.2 Continued use of our Services after the changes take effect constitutes your acceptance of the new Terms.
11. Governing Law
11.1 These Terms are governed by and construed in accordance with the laws of Nigeria.
11.2 Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Nigeria.
12. Contact Us
For questions or concerns about these Terms, please contact us at:
Levite Microfinance Bank
192 Aba Road, Port-Harcourt, rivers State, Nigeria
Email: info@levitemfb.com
Phone: 08036389979